Does MoneyGram Accept Paypal?

Does MoneyGram Accept PayPal?” No. MoneyGram does not. PayPal cannot be used as a preferred payment option on MoneyGram. At least, not in the conventional sense. However, if you do insist on using PayPal, there is a rather simple workaround. The only thing that you’ll need is a PayPal debit card.

You can apply for a PayPal debit card on the website itself. After applying, you’ll usually be able to receive and link it to your PayPal account in roughly a week. Once you have that setup already, you can now use PayPal on MoneyGram by entertaining the card details on the payment method while transferring money from or to MoneyGram.

How to Use PayPal on MoneyGram

Here is a step by step guide on how to use PayPal on MoneyGram:

  1. Open your preferred Web browser and go to MoneyGram’s official website at
  2. Once there, select the country, preferred receiving method, and amount of money. Click “Get Started” to proceed.
  3. Afterwards, select the “Same Day” delivery option. So far, this is the only way that you can use for credit or debit cards. Once you’re done, you should be able to see a list of transfer fees based on the country you choose, as well as the dollar amount that you plan on sending.
  4. For returning customers, simply input your “Username” and “Password” on the necessary fields. If it is your first-time using MoneyGram, simply type in your email address and click “go” to proceed.
  5. When registering, fill-up all of the requested information. Do not lie or do not be vague. Do keep in mind that you’ll have to put in some sensitive information during the registration process. In addition to your name, address, and phone number, you’ll also be asked to provide the last 4-digits of your social security number.
  6. While filling up the requested information, make sure that you double check. In particular, you’ll want to ensure that you typed in the receiver’s name correctly, as well as other necessary information. Otherwise, there may be problems once the receiving picks up the money and you may have to pay for the fees again, in addition to the delay.
  7. Once you’re done filling up the request form, select “MasterCard” on the “Card Type” option when you’re taken to the “Payment method” section. Type in the information that’s being requested, from the card number to the expiration date, as well as the CVV number. The 3-digit CVV number is typically located on the back of your card.
  8. Review and double-check. If everything is correct, simply complete the transaction.

When sending money internationally, MoneyGram, PayPal, and Western Union are your three best options. However, of the three, PayPal offers the best exchange rates. The delivery is also instantaneous, being that PayPal is a digital company. But it does come at a premium cost. Although you get more of your money when converted, PayPal’s transfer fee, which is a percentage of the total amount as opposed to being flat rate, might ultimately end up costing you more money.